Page 14 - 2018 Zumba Employee Benefits Guide

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Additional Benefits

Zumba® offers you and your family additional benefits to care. The coverage can be used on its own or to fill a gap left
enhance your benefits package. by other coverage and pays a benefit up to a specified amount
for accidental death, dismemberment, dislocation/fracture,
initial hospitalization confinement, hospitalization confinement,
Trustmark Benefits intensive care, ambulance service, medical expenses, outpatient
Group Voluntary Universal Life Coverage physician’s treatment and more.
Group Voluntary Universal Life Event is permanent life insurance
that helps shield your family from financial hardship if you or your Employee Assistance Program (EAP)
spouse is suddenly out of the picture. The features include:
If you find yourself in need of some professional support to deal
with personal, work, financial or family issues, your Employee
Qualifying Life Events Assistance Program (EAP) can help.
• Helps provide permanent financial protection
• Is a financial tool that helps you manage life at every You and your immediate family (spouse or domestic partner,
stage – from supporting a family to sending your dependent children, parents and parents-in-law) can use the EAP
children to college to the need for long-term care for help with:
• Builds cash value over time that you can access for life’s • Marriage and family problems
challenges and life’s opportunities
• Job-related issues
Accelerated Death Benefit Insurance Rider • Stress, anxiety and depression
• Parent and child relationships
The main reason people have life insurance is for the death
benefit. A death benefit puts money in your family’s hands • Legal and financial counseling
quickly when they need it most. It’s money they can use any way • Identity theft counseling
they want to help with expenses such as: • Financial planning

• Funeral costs • Various other related issues
• Rent or mortgages
• A college education for your children or grandchildren
• Household debt Are personal problems affecting your focus and
• Retirement and more performance at work? You are not alone. ACI
offers services to help you deal with any personal
problems that you may be facing.
Long-Term Care Insurance Rider

This benefit makes it easy to accelerate part of your death benefit
to help pay for home healthcare, assisted living, nursing care and
adult day care services, when you are chronically ill should you If you need help or guidance, call an ACI counselor at
ever need them. 800-932-0034 or visit http://zumba.acieap.com.

Enrolling into Trustmark Employee Advocate Program
A benefits counselor will be able to explain the benefits in detail, Health Advocate helps you with healthcare and insurance
answer questions and assist you with completing the application. related problems.
You will be able to schedule a time to meet with the benefits • Find the right doctors, specialist, hospitals
counselor after the open enrollment meeting. If you are not • Schedule appointments, arrange for special treatments
able to meet with the benefits counselor to ask questions, make and tests
changes, or enroll, you can call SimplEnroll at 888-924-6601. If • Explain coverage stipulations, alternatives for
you are canceling current benefits, please contact Trustmark uncovered services
directly at 800-918-8877.
• Get appropriate approvals for covered services
Group Voluntary Accident Coverage • Untangle medical bills

Group Voluntary Accident can pay benefits for on-and off-the-job If you need help or guidance, call your Health Advocate at
accidents, plus some benefits that correspond with medical 866-695-8622 or email answers@HealthAdvocate.com.