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5.  Placement of Employee
                 Placement of Employee shall be based on the Bank’s manpower
                 need and the job requirement by considering his/her expertise or
                 competencies as well as educational background.

              6.  Employee Transfer
                The Management authorizes to move an Employee from one title
                or position to another work place within the Bank in order to meet
                the need  for manpower, fraud prevention, and to achieve the
                Bank’s operational objectives effectiveness  and/or for enhancing
                Employee’s individual performance or career development


























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