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Wallet Factory case studies – Raiffeisen Bank (Ukraine)


          Value delivered



          Along with integration of its        canceling their payment          •  Tokenized cards received their
          current capacities with Google       operations on the go, right at the   own unique payment token that
          Pay and Apple Pay online             cashier’s desk.                    can be used only on the given
          payment systems and innovative     •  Data transfer speed was           device.
          technology enablement for bank       much faster than the ordinary
          card tokenization, the client got    operations done with a plastic   All in all, the digital payment
          the following benefits from our      card.                            software built and delivered to the
          software development solutions:                                       bank by Cartsys greatly combined
                                             •  Tokenized payments with
          •  An intuitive user app interface   a mobile phone became far        two features. The payment
            with UX design to allow bank       safer due to modern phones’      app enabled the client and its
            customers to easily make any       authentication methods like      customers with two advantageous
            transactions online using their    biometrics, fingerprint and face   opportunities—it ensured fast
            mobile phone with tokenized        recognition, etc.                card tokenization and gave a
            cards.                                                              user-friendly interface. All this
                                                                                made everyday online payments
          •  The software with digitized
            cards provided smartphone                                           way easier and safer improving
            users with multichoice options                                      customer experiences with the
            for accepting, editing, or                                          bank services.








                   “Using contactless NFC mobile payments is a global trend that keeps gaining traction around the globe. Our
                    bank is happy to implement this technology together with VISA and Mastercard while integrating Google
                   Pay, Apple Pay, and Xiaomi. The solution allows customers to easily manage their tokens, securely generating
                    up to 99 tokens to one payment app. Due to card tokenization, smartphone users can pay online in food
                    supermarkets, transport, restaurants, gas stations — anywhere with terminals for contactless payments. I
                   highly appreciate our cooperation with Cartsys Ltd and Wallet Factory. Our bank is happy to have been their
                     client for many years. We value the level of services they provide, commitment, and forward-thinking.” –
                                                Olexandr Prykhodko

                                        IT Systems Operation Division of Raiffeisen Bank









          End-customers’ feedback


          "Really fast and easy to use. Also,   "Finally! I was waiting for so long to have   "Previous version didn't work on
          it looks like that dev team is using   it on the mobile phone. Works smooth   Samsung Galaxy S22+ from the secure
          feedback to improve the experience." –  and good :)" –                folder, but devs fixed it a couple weeks
                                                                                after my email report. They were also
                              Srdjan Nikolic                  Vladyslav Ushakov
                                                                                so kind to reach out, notify me, and
                                                                                check if the new version worked :)" –
          "Excellent, it has helped me work much   "All good, prompt, responsive, intuitive
          faster because I'm moving much more   interface." –                                         Marko Binić
          because of work. It's easier to access                 Andriy Chaika
          via phone." –
                              Josias De Lima




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