Page 11 - SF HOSPITAL NEWS NOVEMBER 2020
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While Workers’ Compensation Rates Decrease,


                                         Questions Remain about Effect of COVID


            BY VANESSA ORR                              is a dramatic decrease.”   enough to handle these cases, and it was   ers—will be filing claims for contracting
                                                          Murphy says that this is   overturned by the Florida Supreme Court.   COVID, as will some private employees.
          There is some good news                       especially surprising, con-  Due to this decision, it was expected that   “Gov. DeSantis has already said that if
        in the insurance world; for                     sidering that a number of   rates would skyrocket within a couple of   these front line workers contract COVID,
        the fifth year in a row, work-                  legal   decisions  from   years—up to 20 percent.”            they are going to be compensated because
        ers’ compensation rates are                     Florida’s Supreme Court in   The fact that this hasn’t happened has   it will be assumed it was a result of their
        going down. What still                          2016 had insurers believing   been a surprise, though it has been credit-  work,” he added. “But what about private
        remains to be seen, however,                    that the rates would soon   ed to a number of factors including the fact   entities, such as physician practices that
        is how COVID-19, and the                        increase.                 that technology is making workplaces   don’t deal with COVID patients, who have
        commensurate claims that                          “The most prominent of   much safer, and that employers are mak-  employees who contract the virus? I
        come from healthcare work-                      these was the Castellanos   ing risk management a priority.    expect that a lot of these claims in the pri-
        ers, first responders and oth-                  decision in which the plain-  “For the past 5 to 10 years, we’ve seen a   vate world will be denied unless the per-
        ers will affect those rates in   Tom Murphy     tiff’s attorney filed a suit   lot more hospitals and medical practices,   son can show that they contracted it in the
        the long term.                                  against the workers’ com-  along with other businesses, hire people   workplace.”
          “Over the past four years, workers’   pensation system and its fee schedule for   specifically to do risk management, look-  While the future is uncertain, in the
        compensation rates have decreased 25 to   lawyers,” Murphy explained. “The work-  ing at what their facilities can do to keep   meantime, medical practices can celebrate
        30 percent overall, and they are expected   ers’ comp system is a no-fault system in   staff and employers safer,” said Murphy.    the fact that they won’t be paying more this
        to go down by at least another 6 percent   Florida, and it was never designed to have   The big unknown in this equation is   year for workers’ comp. “All of the other
        in 2021, which is good news for medical   attorneys; it was designed so injured work-  what, if any, effect COVID will have on the   forms of insurance—such as employer lia-
        practices and every other business in   ers could be compensated for medical care   workers’ compensation system. “The med-  bility, property and casualty, malpractice,
        Florida,” said Medical Malpractice and   and lost time when an on-the-job injury or   ical world was ahead of the curve with   and cyber—are going up because they’re
        Workers’ Compensation Specialist Tom   illness occurred.                  being prepared and protecting employees   seeing loss ratios of over 100 percent,”
        Murphy at Danna-Gracey, the largest    “In addition to paying benefits for   and staff with regards to the pandemic,   Murphy added. “At least this one will not
        independent medical malpractice insur-  injured workers, insurance companies   and we’ve started seeing these same pre-  be increasing in the near future.”
        ance agency in Florida. “When I first   were having to pay attorneys’ fees, and   cautions permeate the rest of the business
        started doing workers’ comp plans for   these increased costs dramatically for   world,” said Murphy. “Experts are urging   For more information, contact Tom Murphy
        medical practices 20 years ago, the rate   many years,” he added. “The plaintiff bar   caution, however, because front line work-  or Matt Gracey at 800-966-2120 or visit
        was about $1.05 for every $100 of pay-  said that the fee schedule was unfair and   ers – such as emergency responders,        www.dannagracey.com.
        roll; now that’s down to 34 cents, which   that attorneys were not getting paid   healthcare workers and government work-

        Cover Story:  Navigating the Pandemic: ImageFIRST 'Passes the Test'

        Continued from page 1                that's been our bread and butter – outpa-  vious clients pleased, but new customers   possible, from the most accurate sources.
        our associates, and we've managed to keep   tient surgery centers. So we knew revenues   have been coming on board as well, with   "We're still in the middle of a pandemic,
        everybody safe in the process. Knowledge   would be down, but we still wanted to   Juffre saying the company has had its best   but more and more people are educated
        was key, but communicating the plan and   keep everybody employed."       year ever in terms of growth. "We picked   with what's happening. It continues to be
        making sure everybody was aligned was   To meet and maintain those goals, Juffre   up a lot of new clients, as they were looking   fast-paced, but not compared with the six
        also key. That's how we approached it and   admitted ImageFIRST had to constantly   for a reliable partner – where they don't   or eight weeks when this first broke."
        it is working out well."             evolve in certain areas. For example, he   have to worry about medical linens, and   However, Juffre believes ImageFIRST
          ImageFIRST is the country's largest   said before the virus, if you saw someone   their staffs can focus on patients and not on   has at least part of the answer: "I can't say
        linen rental and laundry-service provider   in a grocery store wearing scrubs, you   whether their scrubs are showing up or if   enough about our team's response. You
        focusing on the medical market. Juffre said   wouldn't think twice. Since then, however,   they will have enough sheets. We went into   can come up with a plan, but you need
        during those first weeks, the team came up   "that became very taboo; our customers   this with three goals, and the by-product   people to execute it. We had the best of
        with three goals: (1) keep everyone safe –   were using more scrubs, so we had to meet   has been a record year of growth. I'm really   both worlds: we had the plan and we had
        the associates who work with ImageFIRST,   that demand. We started manufacturing   proud of that."            the people." And that was how
        their customers, their staff, and their   our own line of isolation gowns, and that   Despite the favorable response from the   ImageFIRST passed the test.
        patients; (2) take care of customers' needs   was something new for us." He said   market, Juffre knows the apprehension
        by providing uninterrupted service; and   ImageFIRST's order and fulfillment   isn't over. He agreed that it's still hectic,    For more information,
        (3) keep everybody employed. He expand-  department had to nearly double the staff   but said it's not even close to what it was   call 800-932-7472
        ed by saying, "Safety is a value of ours, but   because of the demand for scrubs and   like at the beginning. The team continues   or visit www.imagefirst.com.
        when something like this happens, it gets   things of that nature, with some plants   to try to acquire as much information as
        taken to another level, in terms of our   going from four or five days a week to six
        readiness and making sure we're doing the   or seven to meet clients' needs.
        best to educate our team and our clients as   The clients were grateful for the effort.
        we work through this together. No matter   "Our customer retention has stayed at an
        what, we had to stay on the forefront to   all-time high. I think they appreciate our
        keep everybody safe. Second, we wanted   willingness to work with them. They
        to take great care of our customers. That's   always knew they could count on us, but a
        always been a priority for us. And third   global pandemic puts any customer/ven-
        was to keep everybody employed. Many   dor partnership to the test. They're happy
        states canceled elective surgeries, and   we've passed the test." Not only were pre-





















        South Florida Hospital News                                                              southfloridahospitalnews.com                                                      November 2020                           11
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