Page 168 - AR DPBM-2016--SMALL

Ikhtisar Utama Laporan Manajemen Profil Dana Pensiun Bank Mandiri

Key Financial Highlights Management Report Dana Pensiun Bank Mandiri Profile

Kebijakan investasi yang ditetapkan dalam Arahan Investasi The investment policies set forth in the Investment Directive by
oleh Pendiri tersebut diatas antara lain sebagai berikut: the Founder are as follows:
- Tingkat hasil investasi kekayaan Dana Pensiun yang harus - The level of return on Pension Fund wealth investments
dicapai setiap tahun sekurang-kurangnya sebesar rata-rata must achieved annually at least the rate of inflation based
inflasi berdasarkan Outlook Bank Indonesia +3% dalam 1 on Bank Indonesia Outlook +3% in 1 fiscal year and may
periode tahun buku dan dapat ditetapkan lain atas dasar be stated otherwise on the basis of review results every 6
hasil review setiap 6 bulan atau apabila diperlukan. months or if required.
- Batasan maksimum penempatan dana sesuai batasan - The maximum limit for fund placements, in accordance
Arahan Investasi Pendiri dan Peraturan OJK adalah sebagai with the Founder Investment Directives and OJK Rules, are
berikut: as follows:

Batasan Maksimum
Maximum Limit
Jenis Investasi Type of Investment
Arahan Pendiri OJK
Founder Directive
Surat Berharga Negara *) 70% 100% Government Marketable Securities
Tabungan 10% 100% Savings
Deposito Berjangka 100% 100% Time Deposits
Deposito On Call 50% 100% On Call Deposits
Sertifikat Deposito 20% 100% Certificates of Deposit
Sertifikat Bank Indonesia 20% 100% Bank Indonesia Cretificates
Saham yang tercatat di Bursa 25% 100% Stocks Listed on The Stock Exchange
Obligasi yang tercatat di Bursa 40% 100% Bonds Listed on The Stock Exchange
Sukuk yang tercatat di Bursa - 100% Sukuk Listed on The Stock Exchange
Unit Penyertaan Reksadana dari : Mutual Funds Participation Units including:
- Reksadana Pasar Uang, Pendapatan Tetap & Campuran 20% 100% Money Market Funds, Fixed Income Funds & and Mixed
- Reksadana terproteksi 20% 100% Protected Mutual Funds
- Reksadana investasi kolektif Penyertaan Terbatas **) 10% 10% Collective Limited Participation Mutual Funds
- Reksadana yg unit penyertaannya diperdagangkan dipasar bursa 20% 100% Mutual Funds that are traded on the Stock Exchange
Medium Term Note (MTN) 10% 10% Medium Term Note (MTN)
Efek Beragun Aset Dari Kontrak Investasi Kolektif beragun Aset 5% 100% Asset Backed Securities from Asset-Backed Collective Investment Contracts
Unit penyertaan Dana Investasi Real Estate berbentuk KIK 10% 100% Real Estate Investment Trust Fund units in the form of KIK
Penempatan Langsung Pada Saham yang Diterbitkan oleh Badan 15% 15% Direct Placement of stocks issued by legal entities in Indonesia
Hukum di Indonesia
Tanah di Indonesia 20% 20% Land in Indonesia
Bangunan di Indonesia 20% 20% Buildings in Indonesia
*) Surat Berharga Negara meliputi Surat Utang Negara/ *) Government Marketable Securities include Government
Obligasi Pemerintah, Surat Perbendaharaan Negara dan Marketable Securities/Government Bonds, State Treasury
Sukuk yang diterbitkan oleh Pemerintah. Bills and Sukuk issued by the Government.
**) Investasi pada Reksadana berbentuk kontrak Investasi **) Mutual Funds Investments in the form of Collective
Kolektif Penyertaan terbatas dilarang melebihi 10% dari Investment Contracts with Limited participation is
jumlah Investasi dana Pensiun. prohibited from exceeding 10% of the total Pension Fund
investments.

168 Laporan Tahunan 2016 Annual Report | Dana Pensiun Bank Mandiri