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In the event that an employee fails to return from leave, consistent with the
                                 terms of this policy, the employee will be liable for the premiums paid by the
                                 employer to maintain insurance coverage during the leave unless:

                                   the employee’s failure to return to work stems from the continuation,
                                    recurrence, or onset of serious health condition of the employee or a
                                    family member; or

                                   the failure to return stems from circumstances beyond the control of the
                                    employee.

                         5.      Return From Leave.  An employee (except for certain highly compensated
                                 employees) returning from leave will be reinstated to the same or an
                                 equivalent position upon his or her proposed return to work date. Such
                                 employee is entitled only to any unconditional pay increases and cost of
                                 living raises to which all other employees were entitled and received
                                 automatically, during the period of absence. Upon return to work, employees
                                 who have taken FMLA leave will be offered identical benefits to those held
                                 prior to leave. Medical certification for leaves involving  a serious health
                                 condition of an employee is required verifying an employee’s ability to return
                                 to work.

                         6.      Reduced Work Schedule/Intermittent Leave.  In appropriate circumstances,
                                 an employee who is eligible for family or medical leave may be permitted to
                                 work a reduced schedule or receive periodic time off from work.  In cases of
                                 a serious health condition of the employee or a family member, such leave
                                 may be permitted in circumstances when it is medically necessary, but
                                 appropriate medical certification will be required. In circumstances involving
                                 planned medical treatment, an employee is required to make reasonable effort
                                 to schedule the treatment so as not to unduly disrupt Company operations,
                                 and Molzen Corbin reserves the right to request rescheduling of such
                                 treatment in appropriate circumstances. Further, where a reduced work
                                 schedule or intermittent leave is foreseeable based on planned medical
                                 treatment, Molzen Corbin reserves the right to temporarily transfer the
                                 employee to a comparable position that better accommodates the employee’s
                                 recurring periods of leave.

                                 Any time off permitted based on a reduced work schedule or intermittent
                                 leave will be treated in the same manner as absences under the family and
                                 medical leave policy, and such absences will be applied against the leave
                                 permitted under such policy.





                                                          VIII-6

                                    inspired professionals defining excellence

                  “Nothing in this guidebook changes the “at-will” nature of employment with Molzen Corbin. This guidebook is not an exhaustive statement of all rights and
                  responsibilities of Molzen Corbin employees.  Employees are directed to ask Human Resources for additional information about matters addressed in this
                  guidebook. Furthermore, nothing in this guidebook shall prohibit or is intended to interfere with the exercise of Employee rights under Section 7 of the
                  National Labor Relations.
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