Page 165 - RFHL ANNUAL REPORT 2024_ONLINE
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22. Risk management (continued)
22.4 Market risk (continued)
22.4.2 Currency risk (continued)
2024 TTD USD BDS GHS SRD KYD Other Total
Financial liabilities
Due to banks – 237 24 – – 19 183 463
Customers’ current,
savings and deposit
accounts 32,912 23,797 7,843 1,589 460 5,579 22,224 94,404
Other fund raising
instruments 2,093 701 – 671 – – – 3,465
Debt securities
in issue 998 – – 33 – – – 1,031
Lease liabilities 347 8 34 4 2 85 37 517
Accrued interest
payable 66 92 – – 1 28 16 203
Other liabilities 499 287 113 – 22 102 265 1,288
Total financial
liabilities 36,915 25,122 8,014 2,297 485 5,813 22,725 101,371
Net currency risk
exposure 2,707 886 368 163 84 1,053
Reasonably possible
change in currency rate (%) 1 1 3 1 1 1
Effect on profit before
taxation 27 9 11 2 1 11
2023
Financial assets
Cash on hand 580 177 111 133 9 68 339 1,417
Statutory deposits
with Central Banks 4,576 445 413 190 95 – 2,062 7,781
Due from banks 366 3,866 1,018 14 137 – 2,228 7,629
Treasury Bills 1,703 1,684 – 612 16 – 3,793 7,808
Advances 26,130 11,030 5,610 956 235 5,382 11,313 60,656
Investment securities 6,274 10,930 1,816 662 – – 534 20,216
Investment interest
receivable 66 85 1 47 1 – 9 209
Total financial
assets 39,695 28,217 8,969 2,614 493 5,450 20,278 105,716
