Page 187 - RFHL ANNUAL REPORT 2025 ONLINE_NEW
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22 Risk management (continued)
22.4 Market risk (continued)
22.4.2 Currency risk (continued)
2024 TTD USD BDS GHS SRD KYD Other Total
Financial assets
Cash on hand 505 176 101 172 29 90 379 1,452
Statutory deposits
with Central Banks 3,326 447 406 564 142 – 2,396 7,281
Due from banks 1,127 2,127 554 28 107 7 2,852 6,802
Treasury Bills 532 1,458 92 613 41 – 4,946 7,682
Advances 29,193 12,596 5,973 875 329 5,800 12,533 67,299
Investment securities 6,779 10,920 1,771 378 – – 668 20,516
Investment interest
receivable 74 105 3 35 – – 4 221
Other financial assets 337 – – – – – – 337
Total financial assets 41,873 27,829 8,900 2,665 648 5,897 23,778 111,590
Financial liabilities
Due to banks – 237 24 – – 19 183 463
Customers’ current,
savings and deposit
accounts 32,912 23,797 7,843 1,589 460 5,579 22,224 94,404
Other fund raising
instruments 2,093 701 – 671 – – – 3,465
Debt securities in issue 998 – – 33 – – – 1,031
Lease liabilities 347 8 34 4 2 85 37 517
Accrued interest payable 66 92 – – 1 28 16 203
Other financial liabilities 499 287 113 – 22 102 265 1,288
Total financial
liabilities 36,915 25,122 8,014 2,297 485 5,813 22,725 101,371
Net currency risk
exposure 2,707 886 368 163 84 1,053
Reasonably possible
change in currency rate (%) 1 1 3 1 1 1
Effect on profit before
taxation 27 9 11 2 1 11
