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12 November 2019
Colt Catlin
COUNSEL’S CORNER ccatlin@tpmrs.com
TPM Attorney

Workers’ Compensa on Outline Idaho Example

Please note that the following is a general outline and not intended to provide specifi c recommenda on for implementa on of policy. Addi onally, the law in each
state may diff er. Please call TPM’s In-House Counsel to discuss what applicable law exists in your state and how to implement legal policy for electronic monitoring
within and outside the workplace.

The informa on provided below is specifi cally for the state and board members, can elect workers’ compensa on
of Idaho and is intended to be used as a representa ve coverage. Credit is given for benefi ts paid to employees
overview of workers’ compensa on. Please contact TPM In- under the law of other states. Employees working outside
House Counsel for this workers’ compensa on informa on of the state are covered if any of the following condi ons
as it pertains to your par cular state. The following topics exist: The principal place of employment is within the
concerning workers’ compensa on are addressed: state; the work is being performed under a contract made
V Covered Employers in the state for work which is not specifi c to another state;
V Covered Employees the work is being performed under a contract for work
V Assessments/Contribu ons that is localizable to another state, but that state’s workers’
V No fi ca on Requirements compensa on law is not applicable to the employer; or the
V Recordkeeping Requirements work is being performed under a contract for work outside
V Administra on/Enforcement of the United States or Canada.
V Penal es/Remedies
Assessments/Contribu ons
Overview Employers that are not self-insured or that are not part of
Idaho requires all covered employers to obtain and maintain a self-insurance associa on licensed by Idaho for workers’
insurance for on-the-job injuries and occupa onal diseases compensa on purposes are required to pay premiums to
that result in total or par al incapacity or death. Certain secure workers’ compensa on coverage for employees.
employers that establish and maintain alcohol and drug- Employers that do not self-insure and that are not part
free workplace programs can qualify for premium rate of a self-insurance associa on can acquire workers’
reduc ons. Employers obtain workers’ compensa on compensa on coverage in Idaho through a private insurer
insurance through private insurers or self-insurance or through the Idaho State Insurance Fund, a company
programs. Employers also can obtain insurance through the supervised by the state.
state insurance fund or the assigned risk pool.
The state’s workers’ compensa on program is funded by
Covered Employers assessments from insurance companies and self-insured
All private and public employers with one or more full- employers.
or part- me employees are covered. This summary,
however, is restricted to the coverage of private employers. Premium calcula ons: Workers’ compensa on premiums
Employers engaged in exempt occupa ons can elect for an Idaho employer generally are calculated by
coverage by contac ng the commission. Employee leasing mul plying the employer’s applicable gross payroll for
companies: An employee leasing company is required to employees in the state by factors representa ve of risk.
work with the client to provide workers’ compensa on for Addi onal amounts can be incorporated into employers’
all workers assigned to the client. The determina on of who premiums based on their exposure to certain types of risk.
will secure liability for the leased workers, be it the leasing Employers can be eligible for premium discounts if they
company or the client, must be outlined in the temporary or fulfi ll the requirements of a discount program established
professional employer arrangement with the client. If this by the state or their insurer.
provision is not specifi ed in the arrangement, the temporary Employers are assigned at least one job classifi ca on, also
or professional employer is obligated to secure liability for
known as a risk classifi ca on, by their insurer that applies
the workers they lease to clients.
to their employees for the purpose of calcula ng workers’
Covered Employees compensa on premiums. If mul ple job classifi ca ons are
All full- me, part- me, seasonal, or occasional employees assigned, employers should determine which employees
are required to maintain a workers’ compensa on policy are covered by the classifi ca ons. The job classifi ca ons are
unless specifi cally exempt from the law. Minors are based on classifi ca on codes maintained by the Na onal
covered under the law. Services performed by independent Council on Compensa on Insurance (NCCI), which oversees
contractors are not covered. Owners, corporate offi cers, various aspects of the premium-calcula ons process in
Idaho and other states.
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Timber Products Manufacturers Associa on