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What I Really Want Is................
By Debbie Storms
reserve, the second is for
your 7-10 year goals, and
the third one is for your
retirement. Try to fill APPINESS IS UNDER- time later. Take advantage of You do not have to make it
all of those buckets. So, Hstood by most of the all the sales in the next few the season of obligations.
the first bucket is for that world’s population. Our months to keep track of your It can be easy to just go
potential car repair emer- most basic instinct is the must-dos and free up space crazy and buy something
gency, the second might search for happiness. The in your head to think of for everyone you know. Be
be for the house or boat holidays are a magical time, things you enjoy doing . completely honest with
you want to buy or trip but they become filled with Happiness is about yourself about what you
you have dreamed of tak- stress. We want the gifts of taking care of yourself. can afford to spend. Create
ing, and the third bucket joy, love and compassion for Don’t shortchange yourself your gift giving list after you
would be for your long- ourselves and others. Hap- of precious sleep and with know how much you have
term retirement savings piness will elude you if you all the rushing around, the to spend and shop wisely.
Be wary of promises don’t remember, happiness first thing that many of us Don’t stress finding a special
of high returns- As the is an inside job. let slide is exercise. Look for gift for the hard-to-please,
saying goes, "If it looks too Forget how you think gaps in your schedule and consider making a charita-
good to be true, it proba- the holidays should be. Keep take a walk. Take a break and ble donation in her or his
bly is." So be happy with an open mind and celebrate meditate or catch a nap. The name. In most cases the
consistent smaller returns, your traditions in a won- benefit is for a good reason: charity sends a holiday card
which don't put your life derful way. As your family you will boost your alertness to the person letting them
savings at risk. If you and friends change create and productively. Always know of your contribution.
want to gamble with some new traditions which have make things fun, after all, With a few sanity saving tips,
"cocktail stocks" make sure more meaning and bring you owe it to yourself. you’ll be happy and bright
you do so with money that you happiness. Forget about Over the holidays it is this holiday season and into
you can afford to lose. how the holidays should be. easy to feel like “I have to do the New Year.
When all is said and Create your own brand! it all!” Tis the season to ask Festive is defined as
done the most important Prioritizing is a great for help. Distribute the hol- having or producing happy
thing is knowledge and way to stay balanced. iday tasks: you’ll keep your and enjoyable feelings suit-
consistency when it comes Matching your efforts with sanity and people around able for a special occasion.
to financial health. Dea- the amount of time you have you will get in the mood to Let’s keep in the spirit of the
na adds a final thought will alleviate stress from your celebrate. holidays and share feelings
"Many people spend life. The value of a checklist Remember the holidays of pleasure and happiness.
more time planning for a is the first gift to yourself. are a festive time, full of ex- Wishing you a happy and
vacation then they do for The tech world has given citement, parties and events. sane holiday! That is what I
their retirement. This is an us a zillion gadgets to make Know when to say, “no.” really want....
issue that needs to change. organizing our lives simpler. Think about your time, emo- Let me know what you
People have to realize how Make your entries complete tional energy, and financial have in mind. dstorms88@
important it is to be pre- the first time and you’ll save output and choose wisely. gmail.com
pared for a time when they
no longer can, or want to
work. The thing to always
keep in mind is that ‘There
is no time like the present
to plan for the future.'"
If you would like to find
out more information visit
Deana's site at
www.Carterfinancial.biz.
To make an appointment or
speak directly with Deana
email her at
deana.carter@LPL.com
or call her at 858 756 1566.
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