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3.  Employeess who intend to leave work to perform the pilgrimage
                 must apply for a permit in writing along with proof of registration
                 to Management no later than 30  days  before their scheduled
                 departure.
              4.  The Pilgrimage Leave is valid only for permanent Employee and
                 applied just once during his/her entire employment service with
                 the Bank.
              5.  Pilgrimage Leave shall not affect the Employee performance
                 evaluation.

                                         Article 25
                    Permission To Leave Work with Salary/Without Salary

              1.  For some reason that rarely happens but directly affects the
                 Employee, such as taking a child to the doctor, picking up child’s
                 school report, religious festive preparation, having an accident, or
                 any other urgent matter, Employee can be granted a permission
                 to leave the Job for a maximum of 2 hours.
              2.  Half Day Leave
                 To accommodate Employee’s personal urgent needs that may
                 take more than 2 hour to settle and also by considering the Bank’s
                 operational continuity, Employee is allowed to take a ½ leave,
                 which shall automatically deduct his/her annual leave
                 entitlement. A ½ leave and a permission to leave the Job as stated
                 in point 1 above cannot be taken conseistirahatvely.
              3.  Special Leave
                 Employeess have the right to leave work that must be taken
                 sequentially from or after the occurrence of the following events:
                 a.  Marriage of the Employee concerned: 5 (five) working days and
                    applies just once during the entire service year with the Bank.
                 b.  Marriage of a lawful child: 3 (three) working days.
                 c.  The lawful wife of an Employee gives birth: 5 (five) working
                    days and has miscarriage: 2 (two) working days.
                 d.  Members of the family passed away:
                    Husband/wife, employee's legitimate  children, or parents/in-
                    laws or siblings: 3 (three) working days.

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