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3.  Attendance  premium can be provided as an  incentive  for  Non-
                 Clerk level.
              4.  Management determined attendance premium will be stipulated
                 in a Decision Letter from the Management.

                                         Article 37
                                    Overtime Allowance

              To compensate extra expenses incurred from overtime work  as
              stipulated in Article 26, the Bank also provides meals, transport and
              holiday allowances to those entitled for overtime payment as follows:

              1.   Meal Allowance
                 When an Employee  works up to 19.00 pm, the Bank provides
                 meal allowance, the amount of which shall refer to the value of
                 ordinary meal price and be determined by an official letter from
                 the Management.
              2.   Transport Allowance
                 When an Employee  works up to 21.00 pm, the Bank provides
                 transport allowance that must refer to the value of ordinary
                 public transport  fare of which the  allowance value will be
                 determined by an official letter from the Management.
              3.  Holiday-work Allowance
                 Employee, regardless of his/her level, when requested to work for
                 a minimum of 4  hours during the weekend or national holidays,
                 shall receive a holiday-work allowance, the amount of which will
                 be determined by a Decision Letter from the Management.
                 For Employee with Officer level and above, he/she may choose to
                 replace his/her holiday-work allowance with an additional holiday
                 of the same length that he/she is entitled to.
                  The amount of holiday-work allowance will  be  stipulated  in a
                 Decision Letter from the Management.
             4.  In accordance with  Article 29 of Government Regulation No.
                 35/2021 Banks provide food and drinks of at least 1,400 (one
                 thousand four hundred) kilo calories, if employees work overtime

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