Page 104 - Fire Insurance Ebook IC 57
P. 104

Fire and Consequential Loss Insurance

         preferably devoid of openings. If a door is essential
         it should be fireproof.

         Areas are small spaces surrounded by buildings. They
         may form serious hazard. The area acts as a fuel, and a
         raging fire can be easily communicated to the other sides.
         Also fire can be transmitted from one floor to other
         storeys of a building.

(b) Distance from other buildings - This feature consists
         of adjoining buildings, and buildings not adjoining.

         Where buildings are adjoined and are of similar heights,
         the main risk is of roof exposure. A perfect party wall
         extending up to an adequate distance above the roof is
         the best protection against this form of exposure.

         Where buildings are not adjoined, the fire resistance of
         the construction materials of the building, better
         protected doors and windows (fire proof) , the hazards
         of the occupation, heights of buildings and closeness
         matter the most.

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