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ACCOUNT


              MANAGEMENT



              Identify and Solve Customer Payment Problems


              CUSTOMER BEHAVIOR


              Let’s take a look at each of the reasons our customers pay late in more detail.






                                 Customer behavior:



                                Customer behaviors that become problematic and contribute to late
                                payments include procrastination, bad habits, and impulsiveness.

                                • Procrastination: Procrastinators generally have good intentions, but may
                                 we call.                                                                                    WELCOME & ORIENTATION  /  TRAINING ROADMAP
                                 constantly break commitments simply because they wait to come in until


                               • Bad Habits: Some customers develop a habit of paying late—it hasn’t cost
                                 them too much or there have been no real penalties, and so there’s no
                                harm done in their opinion. They often have the means to make a payment
                                on time; they just have no motivation, other than your voice on the phone,
                                to persuade them to make a payment on time.

                              • Impulsiveness: Impulsive buyers will overload themselves with debts /
                               make each week.
                               payments and will then pick and choose the payments they need or can






                                  For each type of customer, try and list two ideas on how you can
                                  positively influence the customer's behavior.

                                     Procrastination    1.                                                  Procrastinator
                                                                                                                             ADVANCED ACCOUNT MANAGMENT  /  CUSTOMER PAYMENT PROBLEMS
                                                        2.

                                      Bad Habits       3.

                                                       4.


                                   Impulsiveness      5.

                                                      6.                                                  Bad Habits
                   Impulsive   In these situations, it is important that you get to know your customers
                     Buyer    influence positive behaviors.

                              and determine what will encourage them to come in. It’s hard to change
                              habits, but with positive reinforcement of on-time payments, we can


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