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ACCOUNT

              MANAGEMENT



              Identify and Solve Customer Payment Problems




                                     CUSTOMER'S ABILITY TO PAY


                                     A customer’s ability to make a payment on time can stem from short-term or long-term
                                     problems, and include situations such as the loss of a job or income, changes in their
                                     payday, or an unexpected “big event” bill.


                                                                                   Payday Changes

                                                                                    in a customer paying the bills
                                          Job / Income Loss                         Payday changes often result
                                                                                    they can afford before they pay
                                          The loss of a job or income is
                                                                                    their commitment to us, simply
                                          a serious concern for many of
                                                                                     because they don’t land on the                                                                                                                                    WELCOME & ORIENTATION  /  TRAINING ROADMAP
                                          our customers—short-term or
                                                                                     same days or their priorities are
                                         long-term. A cutback in hours
                                                                                     different from ours.
                                         or a layoff from a job is usually
                                         a situation that catches our
                                         customers unprepared.
                                                                              Big Events

                                                                              “Big events” can be hard to
                                                                              overcome for many of our
                                                                              customers and include things
                                                                             like emergency room visits,
                                                                             vehicle repairs, home repairs, or
                                                                             a super-sized utility bill.






                             For each type of situation, try and list two ideas on how you      Sometimes these
                              can positively influence the customer's behavior.                 situations start out as

                                                                                                short-term issues, but may

                                                     1.                                         end up being life-altering
                                 Job / Income Loss                                              for our customers,

                                                     2.                                          depending upon how
                                                                                                 serious the situation.
                                                                                                 Since they usually
                                                      3.
                                  Payday Changes                                                 happen suddenly, it takes
                                                                                                 good listening skills and
                                                      4.                                         your laser focus to help

                                                                                                  decide how to help the
                                                      5.                                          customer renew on time
                                      Big Events                                                  in these situations.

                                                       6.


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